:root{--ink:#101820;--muted:#5e6872;--paper:#f7f8fa;--white:#fff;--line:#e4e8ec;--accent:#b89455;--accent-dark:#8f6f36;--navy:#0c1724;--navy-2:#142538;--radius:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}
.container{width:min(1120px,92%);margin:auto}.topbar{background:var(--navy);color:#dbe4ed;font-size:13px}.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0}
.nav{background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20;backdrop-filter:blur(12px)}.nav-inner{display:flex;align-items:center;justify-content:space-between;min-height:76px;gap:24px}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;letter-spacing:.12em;font-size:14px}.logo-mark{width:40px;height:40px}.nav-links{display:flex;gap:24px;align-items:center;font-size:14px;font-weight:650}.nav-links a:hover{color:var(--accent-dark)}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 19px;border-radius:999px;font-weight:750;border:1px solid transparent;transition:.2s}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{transform:translateY(-1px);background:#182a3f}.btn-outline{border-color:#cfd6dc;background:#fff}.btn-outline:hover{border-color:var(--accent)}
.hero{background:linear-gradient(135deg,var(--navy),#122235 58%,#1e334a);color:white;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:60px;align-items:center;padding:88px 0}
.kicker{color:#d9bc83;text-transform:uppercase;letter-spacing:.18em;font-size:12px;font-weight:800}h1{font-size:clamp(42px,6vw,72px);line-height:1.02;letter-spacing:-.045em;margin:16px 0 22px}h2{font-size:clamp(30px,4vw,46px);line-height:1.1;letter-spacing:-.035em;margin:0 0 16px}h3{font-size:20px;line-height:1.25;margin:0 0 9px}
.lead{font-size:19px;color:#c9d5e0;max-width:650px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.hero .btn-primary{background:var(--accent);color:#101820}.hero .btn-outline{background:transparent;color:#fff;border-color:#647488}
.hero-art{min-height:390px;display:flex;align-items:center;justify-content:center}.hero-art svg{width:min(520px,100%);filter:drop-shadow(0 24px 45px rgba(0,0,0,.25))}
.section{padding:78px 0}.section.alt{background:#fff}.section-head{max-width:720px;margin-bottom:38px}.eyebrow{color:var(--accent-dark);text-transform:uppercase;letter-spacing:.16em;font-size:12px;font-weight:850;margin-bottom:10px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px}.card.dark{background:var(--navy);color:#fff;border-color:#26394d}.icon{width:44px;height:44px;border-radius:13px;background:#f2eadc;display:grid;place-items:center;margin-bottom:18px}.muted{color:var(--muted)}
.checklist{list-style:none;padding:0;margin:18px 0 0}.checklist li{position:relative;padding-left:26px;margin:10px 0;color:var(--muted)}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--accent-dark);font-weight:900}
.quote{font-size:24px;line-height:1.4;font-weight:700;letter-spacing:-.02em}.cta{background:var(--navy);color:#fff;border-radius:28px;padding:48px;display:flex;align-items:center;justify-content:space-between;gap:30px}.page-hero{background:#eef2f5;padding:72px 0}.page-hero p{max-width:720px;font-size:19px;color:var(--muted)}
.resource{display:flex;flex-direction:column;justify-content:space-between;min-height:230px}.resource .tag{font-size:11px;font-weight:850;letter-spacing:.14em;text-transform:uppercase;color:var(--accent-dark)}
.form{display:grid;gap:16px}.field{display:grid;gap:7px}label{font-weight:700;font-size:14px}input,textarea,select{width:100%;border:1px solid #d7dde3;border-radius:12px;padding:13px 14px;font:inherit;background:#fff}textarea{min-height:150px;resize:vertical}
.footer{background:#09131f;color:#c8d2dd;padding:50px 0 24px}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:35px}.footer h3{color:#fff;font-size:15px}.footer a:hover{color:#fff}.footer-bottom{border-top:1px solid #263442;margin-top:34px;padding-top:18px;font-size:12px;color:#8997a5;display:flex;justify-content:space-between;gap:20px}
.notice{border:1px solid #e4d7bd;background:#fffaf1;border-radius:14px;padding:18px;color:#5f5138}.small{font-size:13px}.badge-row{display:flex;flex-wrap:wrap;gap:9px;margin-top:22px}.badge{border:1px solid #d6dde3;background:#fff;border-radius:999px;padding:8px 12px;font-size:13px;font-weight:700}
@media(max-width:850px){.nav-links{display:none}.hero-grid,.grid-3,.grid-2,.footer-grid{grid-template-columns:1fr}.hero-grid{padding:65px 0}.hero-art{min-height:280px}.cta{flex-direction:column;align-items:flex-start;padding:32px}.topbar .container{font-size:11px}}